Medicare guidance for veterans and military families

Medicare, explained by people who speak veteran.

Understand how Medicare works alongside VA health care, TRICARE For Life, or CHAMPVA before you decide.

Call 888-960-VETS Find your situation

Free call with a licensed agent. No obligation.

Chris Duncan, founder of Veterans Advantage Financial

Chris DuncanFounderCertified Medicare Insurance Planner™Retirement Income Certified Professional®

What coverage do you have today?

Pick the one that fits. Each page explains what changes at 65.

VA health care

See how Medicare fits with the care you already get from the VA.

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TRICARE For Life

Understand the Medicare enrollment requirements that apply to TRICARE For Life.

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CHAMPVA

Learn what changes for CHAMPVA when you or your spouse turns 65.

Start here →

10,000+YouTube subscribers

900+free Medicare videos

Since 2006helping seniors with Medicare

Independentlicensed insurance agents

Wallace Duncan outside the VA San Diego medical center — My dad, Wallace, outside the VA medical center in San Diego.

For us, helping veterans is personal.

Wallace Duncan · Vietnam-era veteran

My dad’s experience navigating VA health care and Medicare helped shape our approach. We look at your existing coverage, your doctors and your goals before discussing your options.

Chris Duncan, founder

Medicare for Veterans: The Complete Field Guide by Christopher Duncan

Free field guide

Your field guide to Medicare.

Explore Medicare, VA health care and enrollment decisions in plain language, written for veterans and their families.

Medicare basics for veterans

VA health benefits vs. Medicare

TRICARE For Life and Medicare

Avoiding Medicare penalties

The costliest mistakes veterans make

How to enroll

Read the guide Get the printable PDF

Chris, Wallace, Viona and Staci in front of the Las Vegas sign — Chris, Wallace, Viona and Staci in Las Vegas.

Who you'll talk to

A family story. A personal approach.

Veterans Advantage Financial is a small, family-run agency. My dad's experience as a veteran shapes how we help every family, and Staci is part of our licensed team.

We take the time to explain your options in plain language, then help you choose what fits.

Read what our clients say →

Start here playlist

Watch before you call

See all 900+ videos on YouTube →

Why Do Veterans Still Need Medicare at 100% Disabled?

Watch Chris explain on YouTube

Veterans Don't Know One Medicare Mistake Costs $8,880

Watch Chris explain on YouTube

Veterans Don't Know 6 Medicare Bills That Start at 65

Watch Chris explain on YouTube

Before you call

Questions veterans ask us first

Still unsure? Call and ask. That is what we are here for.

Does the call cost anything?

No. There is no cost to speak with our licensed agents, and no obligation to enroll in a plan.

Will Medicare change my VA benefits?

Medicare and VA health care are separate programs. Medicare can provide options for care outside the VA, but coverage and coordination depend on your situation. We can help you understand the differences.

Do I have to choose Medicare Advantage?

No. Medicare Advantage is one option, not a requirement. We can explain Original Medicare and other coverage choices alongside your existing veteran benefits.

What should I have ready for the call?

Have a list of your doctors, prescriptions and current coverage, plus the questions you want answered. Do not send Medicare numbers or sensitive account details through an ordinary website form.

Have a question? Talk to someone who speaks veteran.

Free call with a licensed agent. No obligation.

Call 888-960-VETS (8387) Book a call online